Your wealth, fully encrypted
Say goodbye to your spreadsheet! Track your wealth simply, with dashboard and AI analysis.
Total Assets
€124,850
+2.4%
Total Debt
€45,200
3 loans
Net Worth
€79,650
+€1,240
Features
Everything you need to track your wealth
A complete toolkit for tracking assets, managing loans, and projecting your financial future.
Asset Tracking
Track all your assets in one place: savings, real estate, crypto, stocks, precious metals, and more.
Loan Management
Manage your loans with detailed amortization schedules and interest tracking.
Net Worth Analysis
Get a clear view of your net worth with assets minus liabilities.
Projections
See your wealth evolve over 5 to 25 years with inflation-adjusted projections.
Snapshots
Save point-in-time snapshots to track your financial progress over months and years.
AI-Powered Planning
Analyze your wealth with AI assistance. Your data is anonymized before processing.
Your financial data, fully encrypted
Lumy uses end-to-end encryption. Your sensitive data is encrypted on your device before it ever reaches our servers. We cannot read your financial information.
AES-256-GCM Encryption
Military-grade encryption protects all your financial information: assets, loans, and portfolio data. Only you hold the key.
Zero-Knowledge Architecture
Our servers store only encrypted data. Even we cannot decrypt or access your information.
24-Word Recovery Key
Your password protects your data. If you forget it, a 24-word secret phrase lets you recover access.
100% Open Source
Our code is fully transparent and auditable. Verify the security yourself on GitLab.
Pricing
Simple, transparent pricing
Start with a 14-day free trial. No credit card required.
Flexible, cancel anytime.
2 months free!
Everything included:
- Unlimited assets tracking
- Unlimited loans management
- Net worth analytics
- Wealth projections (5-25 years)
- AI-powered planning
- Point-in-time snapshots
- End-to-end encryption
- CSV export
Secure payments via Stripe. Your payment data never touches our servers.
FAQ
Frequently asked questions
Ready to take control of your wealth?
Join thousands of users who trust Lumy to manage their finances with complete privacy.
No credit card required • 14 days free