Your wealth, fully encrypted
Track your assets, loans, and net worth with military-grade encryption. Your financial data is encrypted on your device — we cannot read it.
Total Assets
€124,850
+2.4%
Total Debt
€45,200
3 loans
Net Worth
€79,650
+€1,240
Features
Everything you need to manage your wealth
A complete toolkit for tracking assets, managing loans, and projecting your financial future.
Asset Tracking
Track all your assets in one place: savings, real estate, crypto, stocks, precious metals, and more.
Loan Management
Manage your loans with detailed amortization schedules, interest tracking, and payment history.
Net Worth Analysis
Get a clear view of your net worth with assets minus liabilities, updated in real-time.
Projections
See your wealth evolve over 5 to 25 years with inflation-adjusted projections.
Snapshots
Save point-in-time snapshots to track your financial progress over months and years.
Multi-currency
Handle assets in multiple currencies with automatic conversion to your base currency.
Your financial data, fully encrypted
Lumy uses end-to-end encryption. Your sensitive data is encrypted on your device before it ever reaches our servers. We cannot read your financial information.
AES-256-GCM Encryption
Military-grade encryption protects all your assets, loans, and financial data. Only you hold the key.
Zero-Knowledge Architecture
Our servers store only encrypted data. Even we cannot decrypt or access your information.
24-Word Recovery Key
Your master key is derived from your password. A BIP39 recovery phrase lets you regain access if needed.
100% Open Source
Our code is fully transparent and auditable. Verify the security yourself on GitHub.
Your Device
Encryption happens here
Our Servers
Cannot read your data
Pricing
Simple, transparent pricing
Start with a 14-day free trial. No credit card required.
Everything included:
- Unlimited assets tracking
- Unlimited loans management
- Net worth analytics
- Wealth projections (5-25 years)
- Point-in-time snapshots
- Multi-currency support
- End-to-end encryption
- CSV export
Secure payments via Stripe. Your payment data never touches our servers.
Ready to take control of your wealth?
Join thousands of users who trust Lumy to manage their finances with complete privacy.
No credit card required • 14 days free